Mortgage with CCJs or Loan with Arrears

It doesn't matter if you have arrears or CCJs or simply just a bad credit rating, we help find a solution for you in the form of a mortgage or loan.

We have helped thousands of people realise financial freedom and borrow the money they need. We could help you too. Applications are free, confidential, easy to complete and an answer to your enquiry with you same day. You could take out a personal loan or mortgage for bad credit and solve all your problems today!

Secured Loans to Reduce your Mortgage Arrears

A secured personal bad credit loan for:
Loan with arrears
Loan with CCJs
Debt Consolidation
bad credit loan
Credit Card Debt
Bad Credit Mortgage
Debt Reduction
Credit Repair
Credit Card Debt Consolidation
Personal loans

Is it too easy to get credit? Are we being encouraged to borrow more than we can afford?

The total amount borrowed by UK consumers has doubled since 1995 - that’s not including mortgages! No one, not even the lenders, deny that we are falling even deeper in debt, and high APR rates making payback a constant uphill struggle, and may result in a bad credit rating. A personal loan with low APR could be your answer to avoid falling in greater debt.

At the Debt Summit, the Citizens Advice Bureau said they are seeing more and more people whose borrowing has simply got out of control. Some of their clients have been allowed to take out as many as 20 to 30 cards!

So is it too easy to get into debt? Get Advice on what to do if your cards are out of control.

Arrears CCJs can help you find a sensible bad credit loan to consolidate debt and get you out of trouble. At the end of the day all the money you owe, you owe! but if it is dispersed around at varying APR rates, putting it one place and putting a sensible figure on it, you really can save headaches and frustration.

How does my credit report affect me?

The contents of your personal credit report can have a bearing on whether or not you are given credit. Factors other than the information held on a credit report may contribute to a lending decision as well (such as the information you provide on your application form), but your credit report is important.

Your credit report can affect your ability to:
• Get a loan
• Get a credit card
• Obtain a mortgage
• Credit scoring

It's important to be aware that different companies use different methods when they are deciding whether or not to give you credit.
You do not have a single credit score and credit scores are not shown on your credit report

Get it right!
As the information held by credit reference agencies is used to determine what credit you can obtain, it is important those details are right.

Click here to see what information is held on your credit report

To view your personal credit information that lenders are currently basing their credit decisions on, apply online for a credit report from Experian, the UK’s largest credit reference agency, now.

Click here for a free copy of your credit report

Arrears-CCJs.co.uk is an Affiliate Introducer to Chase Blue Loans, We give no advice at all regarding Loans. All Information you supply to this site will be passed to Chase Blue Loans who will contact you. Unsecured Loan enquiries are sent to Tenant Loans UK, who pay us a fee.

Typical Poor Credit APR
Chase Blue Loans inform us that the typical APR for loans is 11.8% APR typical variable, the average fees total £1250. These rates vary according to your circumstances.

Authorised and regulated by the Financial Services Authority.